3 Ways to uncovering your treasure

It’s been almost 3 years that I have started working. My job was the thing that I desperately wanted to get on my feet. It was always that I wanted to get independent. I was tired of listening to all times, “I don’t have money”. These all times ranged from buying clothes and sweets in festivals, crackers in Diwali and colours in Holi. It was also there during school fees and any new game I wanted. It was not so specifically for me, but was for all in the family. I had always though that, I would never be like this. I would never say so. But eventually, I got the perspective to see the emerging of these words. It was not that I was debarred from luxuries in my childhood. I was lucky enough to live like a princess, who had all she wanted, but at the right time. The only thing that messed up was the sentence, “I don’t have money”. I grew hearing the voices say, “You will do everything that is necessary, but will start with the first line - I don’t have money and this ruins all. It doesn't count how well you it, how timely you do it, how much effort you have put in it to meet the ends”.

The word, “Money”, gives me a sinking feeling. Yahh!!! I don’t like it much. Not that I hate it, but I

have closely seen it wreck something that actually, “Money can’t buy”. In these three years I have come to realize and feel the deep pain, behind those harsh words saying, “I don’t have money”. I have come to learn that, it was always that was planned in head to manage all the expenses and make both ends meet, while investing a little as in for savings for future. The planning’s on financial terms, don’t always fall right. There is always that one new category of expense that suddenly pops up, and that cannot be left unattended. This new pop up, crashes all the spending plans, and leaves one frustrated. It is the savings that one had to ultimately cut down to get the circle fulfilled. Staying alone and far from family, has taught me much. If I talk of managing money. It has been a great experience. I have learned three things, to which I always cling to.

1. “Learn to say NO” or rather in a sweeter way “Don’t say YES instantly”. This is vitally important. With this attitude, you can many times cut down the unwanted expenses. I generally lend money and can’t ask back for it, so I end up in being into bad debts. I have friends, who love going out, but can’t loosen their pockets, so most of the time I am the one paying, and of course I don’t ask back, neither there is a next time, when their turn comes up. There are friends who don’t call. They just text “CALL”, and you unadvoidingly end up with a fat phone bill, coz you have a postpaid number.

2.“How much ever you earn, it is always going to fall short...So Don't Panic..Chillax”. Now this is something I don’t tend to understand. I started with a mere salary and in 3 years I am almost making 3 times of my first salary. But it seems, even today, I fall short of cash. My lifestyle hasn't much changed, except for I have upgraded from sleeper to Rajhdhani Third AC. I don’t see prices when I buy groceries. I have started shopping online that has lessened up the street shopping. But I still love doing street shopping, but now instead of me my sister does the bargaining, that I feel is not as good as me. I still wonder when I haven’t changed much, where does the money flush in, that I cannot accomplish my travelling in every three months and buy designer clothes, shoes, bags, accessories etc., and save to pay for a new car and new house, of course on EMI’s. But that doesn't happen. Many a times, I have to skip sending money to home and skip my regular educational loan EMI. Each time when I calculate my spending’s I get to see that there is no “fisul kharcha”. So eventually, I have learnt that, money will never get extra into our pockets. So just go with the flow. Our age won’t return back. It’s the time to, “Work Hard and Party Harder”. I have done my 2 spontaneous trips and thanks to both my sponsors. Surely our next trip will be on me. (wink)

3.“THE SECRET OF HAVING IT ALL IS…BELIEVING THAT YOU ALREADY DO”. These lines might sound cheesy and just for motivation. Even I felt the same, when I had first heard it. But , the fact is it actually works. I remember to be in graduation and my family was going through a big financial crisis. My college was very near to my hostel. The fees for both were paid in advance. But I barely had any pocket money for my expenses. So I generally avoided hanging out with friends and didn’t call much of my friends even. I remember I used to do theater at that time, and our college used to give us a minimal amount for snacks daily, which I used to save. Yet my darling friends and mentors, used to get for me. In this duration, I met a guy, and we started taking over the phone. I was really upset and had been discussing the same with him. He just said, “

”. He said me to chant, “I AM RICH”. I had then thought that it’s lame to something like this. But still I had nothing much to lose, so I gave it a try. The magic that I have seen in all these years is that, what so ever be the situation, how much I am be running out of cash, none of my necessities go unattended.

I know it has been a strange write up from someone like me, whose writings generally evolve around the word love. At the end of the day, I just want to say my readers that, don’t worry so much of tight pockets. Just live up to the brim. Money can catalyze happiness, but cannot create it. At the end of the day, it’ only a materialistic. So use “Money” to catalyze your moments, don’t prioritize it to your relationships.